Bank Windhoek
"PIC Solutions has extensive understanding of the banking industry and the dynamics of our business. Their scoring expertise and advice led us to sign-up for a new scoring solution for our home loans portfolio. We look forward to working with PIC Solutions on this assignment and effectively using the new scorecard to minimise our business risk and improve our credit decisioning process."
 

Frances van Zyl
Head of Credit Risk

CrediMax
"We selected PIC Solutions for their extensive scoring expertise and knowledge of risk patterns in the Middle East market. Through the predictive power of this analytical tool we can effectively maximise our credit card portfolio. We plan to use this new application scorecard to enhance our credit decisioning process and minimise future business risk."
 

Essa Ebrahim
Head of Customer Relations & Sales

SAS Institute
"PIC Solutions has highly specialised intellectual capital around credit scoring, boasting expertise in SAS as well as scorecard and portfolio development," she says. "As SAS has moved from its traditional focus on tools to a solutions company, so partnerships have become more important. To offer and implement full Consumer Credit Scoring solutions, we must partner with niche companies like PIC Solutions."
 

Kerry Evans
Manager

Vodacom Service Provider Company
"The current relationship has been extended to include the re-development of Vodacom's applications scorecard. We have been using risk-scoring technology for a number of years and are pleased to work with PIC Solutions as value-added partner. We are looking forward to working on joint initiatives together, with a skills transfer and added additional value to our business."
 

Robert Burger
Credit Risk Manager

Absa Bank
"It is important for the Absa Bank to keep up with global trends and new technology used in the industry. Developing this specific scorecard, through PIC Solutions, should ensure that the customers are carefully targeted for this specifically tailored package. Absa Card aims to expand its range of premium services by introducing this credit card product. We look forward to the opportunity of working with PIC Solutions and hope to expand our presence in this target market with the help of this new scorecard."
 

Obakeng Khutsoane
General Manager

Arab National Bank
"PIC Solutions' predictive analytical solution provides us with the perfect tool to identify high and low credit risks during the application process. We look forward to implementing the new scorecard to achieve our objective of minimising business risk through an improved credit decisioning process."

Ram Mohan
Assistant General Manager

The Saudi British Bank
"Credit bureau data is now readily available in Saudi Arabia. To derive full value from that data in our daily operations, we need a robust credit bureau risk score. We are excited about using Fair Isaac's Global FICO® score to gain a more detailed view of our clients' credit profiles and make the most effective decisions."
 

Narayanan P. R
Senior Manager

Riyad Bank
"Riyad Bank is committed to offering our clients leading edge technology and effective risk management policies. These new scorecards will ensure that we can continue to grow our consumer loans portfolio. We are delighted to be working with PIC's predictive modelling and consulting teams on this project, as they have developed a firm understanding of the Middle East credit environment through all of their analytical and consulting assignments in the region."
 

Adnan Al-Joyan
Senior Vice President

Edcon Financial Services
"This scorecard development and implementation project was a high priority within Edcon and as such has attracted the support of senior Edcon executives. As far as we are aware this is the largest scorecard development project initiated in the Southern Hemisphere."
 

Fiona Pottinger
Risk Manager