Ceska Sporitelna
"PIC Solutions has recently conducted a situational analysis on our banking processes which identified new areas for improvement. We are committed to improving risk management best practices throughout our organisation and through this Applications HealthCheck we can effectively match our existing policies to industry best practices."
 

Harald Walitsch
Head of Credit Risk Management Retail

Zambia National Commercial Bank Plc (ZNCB)
"As part of our ongoing commitment to improve credit risk management best practices, ZNCB seeks to ensure that our credit life cycle strategies are effective and that they match industry benchmarks. The Credit Life Cycle HealthCheck will ensure us that our entire operation will be optimised."
 

Mark Wiessing
Managing Director

Edcon
"Getting re-randomisation wrong can be expensive, in terms of not being able to effectively measure Champion/Challenger tests. Although the principles of re-randomisation are very simple, there are a number of detailed technical and statistical subtleties that must be addressed to ensure that each portfolio is truly randomised to allow for effective testing. The experience of the PIC Solutions team will ensure that each of the potential issues can be identified, detailed and resolved prior to implementing the re-randomisation process. This allows us to concentrate our efforts on the core business of developing improved credit management strategies."
 

Jaco van Jaarsveldt
Group Financial Services Risk Manager