David McAlpin, Director: Chief Executive Officer

David has extensive international and local business experience and has held senior executive positions in the Massmart Group, CNA, Forza and the Lewis Group. During his 7 years with the Massmart Group, David held the positions of Commercial Director (where he was responsible for IT and Systems Management), and Managing Director of Dions Stores. David was the Chief Executive Officer of Forza (a listed luxury motor and outdoor leisure lifestyle distribution group) for 4 years and was the Managing Director of CNA for 3 years where he was responsible for the turnaround and repositioning of the company. He holds a Bachelor of Commerce Degree from Rhodes University, an MBA from the University of Cape Town and is an Associate of the Chartered Institute of Management Accountants (A.C.M.A.).

Ian Read, Director

Ian Read has over 20 years experience in the credit risk and management industry. For the first 10 years of his career, he gained experience in both retail and commercial lending practices at numerous Great Britain and international financial service organisations, including National Westminster Bank plc and JCB Credit and Associates Capital Corporation (Citicards). Prior to joining PIC Solutions, Ian worked extensively within the international credit risk consulting and ICT marketplace for various companies including Experian, Jaywing and Fair Isaac. He has shared this extensive knowledge and expertise with clients in over 20 different countries, offering them advice on best practice consumer/SME risk management and credit marketing methodologies. Ian holds the UK Finance Houses Diploma with Merit and is a member of the UK Institute of Directors.

Jaco Rossouw

Jaco has 20 years of IT and over 10 years of management experience, specialising in the insurance, retail and financial services industries, at Absa, Sanlam, Old Mutual, Foschini, IBM and Citibank Private Bank (Switzerland). During this time, he gained experience in payment processing, policy processing, account management (consumer credit) and securities processing systems. Jaco joined PIC Solutions from Absa where he served as head of capability development and change for retail credit risk - tasked with defining and executing the retail credit risk capability strategy encompassing technology, data and architecture. Jaco has demonstrated his hands-on technical ability as well as managerial skills across a number of applications/platforms over a wide geographical region from South Africa to the Middle East specialising in the delivery of FICO software.
 

Simon Trupp, Director

In August 2008 Simon was appointed as Executive Director, PIC Solutions, having joined the firm in August 2000 as a risk management specialist. For more than a decade, Simon has advised financial services executives and credit strategy across the lending lifecycle. This extensive experience in leading-edge advanced scoring model development, portfolio analysis and management techniques have delivered more than R1bn in realised value to South African lenders. Internationally, Simon has developed scoring models for numerous clients, including HSBC Asset Finance, Egg (leading UK Internet bank), and was responsible for the development and implementation of the first data-driven StrategyDesigner TRIAD strategies to be implemented in the world. He holds a B.Eng (Hons) from Sheffield University and is a member of the UK and SA Institutes of Credit Management, the South African Statistical Association and the Operations Research Society of South Africa.